ABOUT THE COMPANY:
World Vision is an international Christian relief, development and advocacy organisation working in almost 100 countries world-wide to create lasting change in the lives of children, families and communities to overcome poverty and injustice.
JOB SUMMARY
Requirements
- Bachelor’s Degree in Business Administration, Economics, Management, Accounting, Finance and other related field or Senior six
- 3 Years of experience in MFI Field Operation
Responsibilities
The sound extension, planning, monitoring and loan documentation of branch Operations;
- Exchanges information with the Branch Leader and other departments and secures an adequate information flow within the branch;
- Monitors loan collaterals submitted by clients; and as recommended by the sites, controls and facilitates the selling of these collaterals in coordination with the institution’s legal officer;
- Make sure to visit the clients before new loan is given
- Ensures compliance to all existing regulations;
- Ensures that policies and procedures are applied consistently and uniformly across the branch
- Ensures if the proper loan documentation is in place.
- Follow up of bad borrowers and help in loan recovery
- Visit and verifying the clients during group training.
- Plan and supervise marketing and promotional activities in the Branch working area
- Analyze the monthly financial statement of the branch, and adopt remedial measures if necessary,
2. The efficiency of Credit Operations,
- Supervises the day-to-day credit activities of a branch to ensure that the targets set and agreed upon are met;
- Consults with the MIS department any monitoring or reporting related issues, and resolves the issues at the soonest possible time;
3. Maintain the quality of the loan portfolio of the credit officers
- Champions” the efforts in managing loan delinquency by closely monitoring the branch and ensuring strict compliance to all policies and procedures;
- Physical verification and appraisal of businesses before issuing loans
- Witnesses every disbursement within the branch
5.Management of the staff in the branch
- Principal advisor of the Branch Leader on all matters relating to Branch staff.
REQUIRED EDUCATION: Bachelor Degree
EXPERIENCE REQUIREMENTS: 36