The sound extension, planning, monitoring and loan documentation of branch Operations;

• Exchanges information with the Branch Leader and other departments and secures an adequate information flow within the branch;
• Monitors loan collaterals submitted by clients; and as recommended by the sites, controls and facilitates the selling of these collaterals in coordination with the institution’s legal officer;
• Make sure to visit the clients before new loan is given
• Ensures compliance to all existing regulations;
• Ensures that policies and procedures are applied consistently and uniformly across the branch
• Ensures if the proper loan documentation is in place.
• Follow up of bad borrowers and help in loan recovery
• Visit and verifying the clients during group training.
• Plan and supervise marketing and promotional activities in the Branch working area
• Analyze the monthly financial statement of the branch, and adopt remedial measures if necessary,

2. The efficiency of Credit Operations,

• Supervises the day-to-day credit activities of a branch to ensure that the targets set and agreed upon are met;
• Consults with the MIS department any monitoring or reporting related issues, and resolves the issues at the soonest possible time;

3. Maintain the quality of the loan portfolio of the credit officers

• Champions” the efforts in managing loan delinquency by closely monitoring the branch and ensuring strict compliance to all policies and procedures;
• Physical verification and appraisal of businesses before issuing loans
• Witnesses every disbursement within the branch

5.Management of the staff in the branch

• Principal advisor of the Branch Leader on all matters relating to Branch staff.